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Real estate credit insurance and compulsory consumer loan

When you take out a loan, the bank requires you to take out insurance to cover health risks. Even if it is primarily an obligation of the lender, know that the French legislation protects the borrower and allows him to freely choose his contract. Group or delegation? The group contract The risks are shared, the insured paying the same rate …


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The loan insurance delegation of real estate

The loan insurance delegation – if it is authorized by your banker – is part of the guarantees required when you take out a loan. Indeed, the lending organization has a policy of taking a number of precautions. He will first make sure that your income is sufficient (debt ratio limited to 33% of your salary), take a guarantee on …